Fulltime RVing and Finances

I spent the past couple of days trying to get away from RV sales sites, so I could see what thoughts would come to the forefront. I read a lot yesterday about fulltiming, about different rigs and what the owners liked and disliked about them. I also thought about a smaller trailer that could be pulled with a my Toyota 4Runner. That might be a good set up short term but I can't see that being a long term fulltiming option after adding my 3 hounds to the trip.

Had another slow day at work today, so I continued my way around blog land reading more of the same type of blogs. One theme that kept coming up in the new blogs I was reading....finances or lack of.

I see sticking to your budget on the road to be very important. With no plans to workcamp, a pre-planned budget will be a key issue before hitting the road. I already know what my expenses are now living in a house, I know that my eating habits will probably not change,  of course no one knows what the cost will be for unexpected repair and maintenance will be but you can put the money aside and add to it monthly.  In my case when I compare living on the road financially to living in a house that will be paid for, those expenses are very close to being the same.

Fulltiming for me will not be a way to live cheaper. It will be a way to live at about the same monthly expense but deciding where I want to wake up each morning. I will be able to chose where I stay and when I go. When I picture living in my paid house, retired and two different pensions hitting the bank account every month, I see my life possibly becoming very stagnant. I do have workaholic tendencies although those have decreased this past year. I am basing that on what I normally do when I have time off during a long weekend or during a holiday. I would get tired of that routine day after day.

So because of that, hitting the road fulltime is a good thing for me. When I took a cross country bicycle trip many years ago, I had a general plan but every day I was pretty flexible on where I headed or when I rode. I have a strong desire to get back to that type of travel. I know weather will play a factor at times when and where I am at. I plan to boondock as much as possible. My main reason to boondock is not the cost savings compared to staying in a RV park, but the main purpose is getting to a beautiful place that is quiet, no one around and hot sunshine. I want to go places where I hear nothing but the nature around me. I can see myself doing that easier in a RV Class C rather than a Class A.

So based on those plans I think I am pretty close on what it will cost me on a monthly basis. For my fuel estimate I have been using $4.50 per gallon for fuel and 8-12 mpg in whatever vehicle I use. I think I could live at about the same monthly expense that I do now and still be able to save monthly for unexpected repairs that lie around the corner. I know there will be some months where the miles will be almost zero if I am at a place that I like enough that I don't want to leave. That will average out over the year if I am wanting to follow the weather.

So that's where I have been the past two days ... reading different blogs and thinking about cost of living fulltime. Just out of curiosity, how many of you spend more than you budgeted for? How many of you spend pretty close to your estimate?

For some reason, the Class C has moved back to the front of the pack for my type of RV.  I think a trailer that would be towed by a Toyota 4Runner with a V8 engine would be too small for fulltime long term.  Anyone have thoughts on that? I know some of my readers have smaller trailers with dogs and are fulltiming. But my dogs are larger than I have seen so far for those traveling in a towed trailer.  Of the bloggers I have seen with a couple of large dogs, they are all traveling in Class As.

I know eventually answers to all my questions will hit me up the side of the head to where it's obvious what I will do, but it is sure a pain sometimes in getting to that day.